Meet Jack & AnnMarie Carter
   Email:  Jack@CarterOnLine.Org      AnnMarie@CarterOnLine.Org

Jack was born and raised in Binghamton, NY and grew up on those city streets.  Ann Marie was born and raised on a dairy farm between Fort Plain and St. Johnsville, NY.  Sometimes opposites do attract, and they found each other through the social life at the junior college they attended. 

Jack not only fell in love with this amazing Christian country girl, he also fell in love with the country and with the pastoral life that is the farm, away from the noisy and frenetic city life.  Ann not only fell in love with this Christian city boy, she fell in love with her ticket off of the farm as she dreamt of a life that was forever free of 4:30AM milkings and shoveling that smelly greenish-brown stuff.   Their most recent move to Hayesville, NC follows 38 years of life and ministry experiences that caused them to call a variety of places home:  Washington DC, Trippstadt Germany, Fort Plain NY, Stillwater OK, Memphis TN, Clinton NY, Concord NC, Castalia NC, and now Hayesville, a small city nestled on the southwestern edge of the Nantahala National Forest in the midst of the Blue Ridge Mountains, close to the borders of Georgia and Tennessee.  The only Holsteins that have been a part of this family is that herd you will find grazing in their home as stuffed animals, knick-knacks, and other mooing objects.

Jack and Ann have two adult children, Jennifer and Andy.  Jennifer is a graduate of Appalachian State University and Southeastern Baptist Theological Seminary, and is married to Brian Bohannon, who recently completed his PhD at Southern Baptist Seminary, Louisville.  They are the parents of William David Bohannon  and Nicholas James Bohannon.   Andy is a graduate of Western Carolina University, is married to Eden Hunter Carter, and runs a steel fabrication shop in Hayesville NC (  They are the parents of Noah Jackson Carter, Norah Caroline Carter.  and Nash Benjamin Carter

Prior to coming to Hayesville, Jack spent four years in the United States Air Force, 27 years as a full-time university professor (computer and electrical engineering technology) and bi-vocational minister/associate pastor with duties in music, education, and pastoral ministries, and four years as pastor of Cedar Rock First Baptist Church, Castalia NC.  Ann is a registered nurse with both a Bachelor's degree in nursing and a Master's degree in Biblical Counseling.  Jack has a Ph.D. in Biblical Theology from Trinity Theological SeminaryCheck out his academic website at   Jack is currently working full-time as an Engineering consultant for Advanced Digital Cable, Inc.


Recent missionary work:   Shungnak, Alaska Mission.     La Esperanza, Honduras Mission.    Weihai, China Mission.    Guatamala.



Biker Dudes






Das Familie Carter




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Rental Cabin

The Disciple's Bible Commentary (Written by Jack during the last 20+ years)

Jack's Books on or Barnes&